200+
Deals Closed
Private Capital
Private Capital Opportunities with Osmenic
Direct private lending on real estate acquisitions across Northeastern Pennsylvania. Mortgage-secured notes with fixed returns and short-term deployment.
200+
Properties Acquired
7+
Years Operating
$0
Lender Losses
Investment Products
We offer direct private lending secured by real property. Additional structures are in development for qualified investors.
Bridge Note
Returns
10 – 12%
Term
6 – 18 months
Security
Mortgage-secured
Direct private lending to House Buying Solutions on individual acquisition and renovation projects. Each note is a bilateral promissory note secured by a recorded mortgage on the subject property.
- Direct bilateral lending — not a pooled fund
- Mortgage-secured on a specific property
- Fixed interest rate for the term
- Interest paid monthly or at maturity
- Short-term capital deployment with clear exit
Capital Fund
Returns
8 – 10%
Term
12 – 36 months
Security
Fund structure (506(b))
Pooled capital vehicle for diversified exposure across multiple projects. Available by invitation to qualified investors.
- Diversified across multiple acquisitions
- Quarterly distributions
- Professional fund administration
- Minimum investment applies
By Invitation Only — Contact us for details
Preferred Equity
Returns
6 – 10%
Term
24 months – 10 years
Security
Equity position with preference
Preferred equity positions in stabilized portfolio assets. Available by invitation to qualified investors.
- Priority return over common equity
- Participation in asset appreciation
- Longer hold period for higher returns
- Active asset management by Osmenic
By Invitation Only — Contact us for details
How Bridge Notes Work
A bridge note is the simplest form of private real estate lending. You provide the capital, we do the work, and a recorded mortgage protects your position from day one.
1
We Identify the Property
The HouseBuyingSolutionsPA.com acquisition team sources off-market and distressed properties across Northeastern Pennsylvania — an area we have operated in for over seven years. Every deal is underwritten before a commitment is made.
2
Your Capital Is Deployed at Closing
At the purchase closing, your funds are used to acquire the property. A promissory note is executed between you and House Buying Solutions, and a mortgage is recorded on the property in your favor — the same type of lien a bank would hold.
3
You Earn Interest While We Work
During the renovation and resale period, you receive interest-only payments at your agreed-upon rate. There is no equity risk — your position is secured by the property itself.
4
Principal Returned at Sale
When the property sells, your full principal is returned along with any remaining interest owed. The mortgage is satisfied and released. The entire cycle typically runs six to eighteen months.
5
Redeploy or Cash Out
Once repaid, you decide what happens next. Many lenders roll their capital directly into the next deal, creating a repeatable income stream. Others take their proceeds and move on — the choice is entirely yours.
Why Lenders Trust This Model
- Backed by a recorded mortgage on a real property — not a promise, not a handshake
- Over 200 deals closed with zero lender losses across seven years of operations
- Short-term deployment means your capital is never locked up for years
- Interest-only payments provide predictable, recurring income
- Every property is in a market we know firsthand — Northeastern Pennsylvania
Other Investment Structures
Beyond bridge notes, we are developing additional ways to deploy capital with Osmenic. These products are not yet available but are included here for context.
Capital Fund
Coming SoonRather than lending on a single property, a capital fund pools investor capital and deploys it across multiple acquisitions simultaneously. This provides built-in diversification — your exposure is spread across several deals instead of concentrated in one. Fund investors receive periodic distributions and benefit from professional management of the entire portfolio. This product is currently in development and will be available by invitation.
Contact us for detailsPreferred Equity
Coming SoonPreferred equity is an ownership position in a stabilized asset — typically a rental property that is already generating income. Unlike a bridge note, preferred equity holders participate in the long-term performance of the property, including cash flow and potential appreciation. "Preferred" means your return is paid before common equity holders. This structure suits investors looking for longer-term, income-producing positions. This product is currently in development and will be available by invitation.
Contact us for detailsReady to Deploy Capital?
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Important Disclosure
This page is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Bridge notes described herein are direct bilateral lending arrangements, not securities offerings. Any investment involves risk, including the potential loss of principal. Past performance is not indicative of future results. Prospective investors should consult with their own legal, tax, and financial advisors before making any investment decisions. Products marked "Coming Soon" are not currently available and are subject to regulatory and legal structuring requirements.